How does buying property in Spain work?
do they have mortgages that are available for other EU citizens such as from the UK?
Other - Spain - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Yes, they do. However at this moment in time mortgage regulation in Spain is very strict - especially with the Banks - please have a look at this link which explains the mortgage application procedures - http://www.tumbit.com/how-to-guides/articles/20-how-to-apply-for-a-mortgage-in-spain.html
2 :
Mortgages in Spain are cheaper than those in the UK because the currency is the Euro. Many Brits have bought property in Spain with mortgages obtained here.
3 :
It works just like anywhere else. You go to a bank and if you can afford the mortgage, you get it. Just remember that there are taxes and notaries to pay on top of the purchase price. Your bank will advise. (Budget at least 10% to 15%).
4 :
You will have to have a credit check done, a surveyor needs to assess the value of your house and you'll have to pay the relevant taxes. There are a wide arrange of Banks offering mortgages, but make sure you make their requirements in terms on initial deposit (LTV- paid upfront), etc. One of the UK retailers that offers mortgages in Spain is Barclays, but I'm not sure they have quite a bit range if you try to arrange it directly from the UK. Still, if you want to take a look: https://www.barclays.es/publico/contents/clientesInternacionales/hipotecas_NuestrasHipotecas.jsp?lang=en_UK
Saturday, March 21, 2009
Saturday, March 14, 2009
what streaming video sites work in spain
what streaming video sites work in spain?
not netflix or hulu. are there any good ones that work outside of the US, specifically in spain? or are there any tv shows other than south park that do work on hulu while outside the states?
Movies - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Any site works in any country...just put the site you want to view in the URL box on this page, and it will get you through anything that might be blocked... http://www.ninjacloak.com/
not netflix or hulu. are there any good ones that work outside of the US, specifically in spain? or are there any tv shows other than south park that do work on hulu while outside the states?
Movies - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Any site works in any country...just put the site you want to view in the URL box on this page, and it will get you through anything that might be blocked... http://www.ninjacloak.com/
Saturday, March 7, 2009
How good does your Spanish have to be to work in Spain
How good does your Spanish have to be to work in Spain?
I'm Planning on Moving to Spain this Summer, temporarily, to work in Hospitality Management, such as Owning a Cafe, Bar, Hotel etc etc. & I was wondering how good spanish has to be? Fluent? *sigh* I am an EU Citizen.
Immigration - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Fluent would be best.
2 :
It would be very helpful and very wise to be able to communicate in Spanish. You would not have to be fluent, but being effective would be important. "I was wondering how GOOD Spanish has to be?" would be considered poorly written English. I would hope that your ability to speak Spanish would be better than your ability to ask the question. I doubt that you will find as many people who speak English in Spain as you would find in other European countries such as Denmark or the Netherlands.
3 :
You'll be immersed in it, and will become fluent rather quickly.
4 :
A.J your wasting your time trying to get work in Spain. There is a recession going on there also. Temporary work in Spain? how are you going to manage this? did you get an offer of a job there? Spain is an EU country so if your not an EU citizen I would forget it. An employer has to advertised any position in all other EU countries before they take someone from outside the EU. Then if your an EU citizen learn the language. Remember there is plenty of foreigners living in Spain who can speak Spanish, Dutch and Germans etc. Not been rude but the Briish are not knowing for been bilingual in any European language.
5 :
Try to work in Panama or a Cruise. Spain is not a good option. Spain has a very MF expensive stuff you can find. It is a good idea to be fluent if you go to Spain! If you go somewhere else, just comunicate!
I'm Planning on Moving to Spain this Summer, temporarily, to work in Hospitality Management, such as Owning a Cafe, Bar, Hotel etc etc. & I was wondering how good spanish has to be? Fluent? *sigh* I am an EU Citizen.
Immigration - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Fluent would be best.
2 :
It would be very helpful and very wise to be able to communicate in Spanish. You would not have to be fluent, but being effective would be important. "I was wondering how GOOD Spanish has to be?" would be considered poorly written English. I would hope that your ability to speak Spanish would be better than your ability to ask the question. I doubt that you will find as many people who speak English in Spain as you would find in other European countries such as Denmark or the Netherlands.
3 :
You'll be immersed in it, and will become fluent rather quickly.
4 :
A.J your wasting your time trying to get work in Spain. There is a recession going on there also. Temporary work in Spain? how are you going to manage this? did you get an offer of a job there? Spain is an EU country so if your not an EU citizen I would forget it. An employer has to advertised any position in all other EU countries before they take someone from outside the EU. Then if your an EU citizen learn the language. Remember there is plenty of foreigners living in Spain who can speak Spanish, Dutch and Germans etc. Not been rude but the Briish are not knowing for been bilingual in any European language.
5 :
Try to work in Panama or a Cruise. Spain is not a good option. Spain has a very MF expensive stuff you can find. It is a good idea to be fluent if you go to Spain! If you go somewhere else, just comunicate!
Sunday, March 1, 2009
What i need to do to work and live in Spain
What i need to do to work and live in Spain?
Halo what i need to do to live and work in Spain. I have Dutch Passport is it more easy for my.
Other - Europe - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
As the holder of a Dutch passport you are entitled to go to Spain to seek work and, if successful, live there in order to pursue your employment. http://europa.eu/scadplus/leg/en/lvb/l23013a.htm
2 :
As already mentioned as an EU citizen (I assume you are a Dutch citizen) you have the right to live and work in another EU country. Spain requires that foreigners working in Spain hold an N.I.E. A foreigners identity number. These can be applied for at a police station.
3 :
Live in Ibiza I know two sites with plenty of informations: http://www.in-ibiza.com http://www.myibizaguide.com Greets from Ibiza! :)
4 :
It would be a bonus to make sure your Spanish is quite good. Start taking lessons if you can. I know that Alicante/ The Costa del Sol / Murcia area has a large Ex Pat/ englsih speaking community but having Spanish will stand to you in the long term. It may be a good idea to check the Common European framework to see if they have set a recommended Spanish level for your area of expertise.You may run into problems if you don't have have the correct qualifications. Many job areas such as teaching, medical / health and law require you to prove you are qualified in your field and you must submit the correct documentation to the relevant body if you want professional recognitation. Check out the dept. of Foreign Affairs for more information http://www.maec.es/subwebs/Consulados/Lo... If you are thinking about working as a teacher it is much harder to get a job as many schools & language academies now require you to show / prove your qualifications. If necessary you may be asked to convailidate them within the spanish system. The same applies in many other areas such as law, nursing, medical qualifications. Also it is a good idea to find out what benefits you may have gained in the Netherlandsie such as social welfare entitlements. You may be able to transfer your stamps with an E311 and draw social welfare benefits if you don't find sufficient work in the beginning. This is based upon what you earned in Holland so do check it out and see. Make sure you get your E111 as this will entitle you to medical care whilst in Spain for one year. Depending on what field you want to work in it would be a good idea to check out the job situation or try to find out about your own area of expertise.Try and get in contact with others in your field to see if there is work etc.... in Madrid/ Barcalona/ the costas. You will pick up work but it may be more difficult to find a permenant or full time position and contracts( within teaching, health sector and law for example) are sometimes not worth the paper they are written on. Added to this the salary is much lower to what you would be use to in the Netherlands. You will notice this if / when you visit Holland as the wage difference really comes into play then. Added to this the pound is not as strong as it was against the euro in case you earn pounds now & does not go as far as it once did. If you can't find work in your area be prepared to turn your hand to anything from waitering to bar work etc... but if you don't have spanish you will be limited in the job market. Also it's not really a great time to buy a house or flat at the moment as prices are still quite high( as people try to recoup what they have invested in inflated house prices over the last few years), and you need to check out very carefully that what you are buying is legal or you will run into all sort of problems later on. These websites may be off some help : www.spanish-living.com www.idealspain.com www.andalucia.com/spain/working/home.h... www.spainexpat.com www.amazon.co.uk/Living-Working-Spain-... www.thinkspain.com/services/joboffers www.andalucia.com/law/tax.htm Make sure you check out the tax system as it is can be complicated and the individual is liable to fines if you do not comply with tax laws. It is possible to go down to your local tax office where the staff are usually quite helpful with simple queries. There is a freephone number for Agencia Tributaria 900 333 555 or try 901 200 345. Make sure you look at various areas, from the Costa del Sol,the Costa del Luz, Alicante, Murica. The Costa del Sol is not everybodies cup of tea so you must be very clear on what you want when you move to Spain. I hope this is of some use to you but remember it's not all sun, sea and party in Spain. The system is very differant to the U.K. and at times is very frustrating so be prepared for a change. As an Irish national living here for the last thirteen years I still find the "laid back attitude" very frustrating. It's best to know all the pros & cons before you make the move so take the time to inform yourself well. It will save you a lot of time queuing up in local offices. If your own your home , I'd hold onto it and rent it out until you are very certain that you are going to stay. Many people come here full of idealistic dreams which in the end never materialise or don't live up to their expectations. Best to know all the "ins" and "outs" before you really make the plunge.Good luck!!!
Halo what i need to do to live and work in Spain. I have Dutch Passport is it more easy for my.
Other - Europe - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
As the holder of a Dutch passport you are entitled to go to Spain to seek work and, if successful, live there in order to pursue your employment. http://europa.eu/scadplus/leg/en/lvb/l23013a.htm
2 :
As already mentioned as an EU citizen (I assume you are a Dutch citizen) you have the right to live and work in another EU country. Spain requires that foreigners working in Spain hold an N.I.E. A foreigners identity number. These can be applied for at a police station.
3 :
Live in Ibiza I know two sites with plenty of informations: http://www.in-ibiza.com http://www.myibizaguide.com Greets from Ibiza! :)
4 :
It would be a bonus to make sure your Spanish is quite good. Start taking lessons if you can. I know that Alicante/ The Costa del Sol / Murcia area has a large Ex Pat/ englsih speaking community but having Spanish will stand to you in the long term. It may be a good idea to check the Common European framework to see if they have set a recommended Spanish level for your area of expertise.You may run into problems if you don't have have the correct qualifications. Many job areas such as teaching, medical / health and law require you to prove you are qualified in your field and you must submit the correct documentation to the relevant body if you want professional recognitation. Check out the dept. of Foreign Affairs for more information http://www.maec.es/subwebs/Consulados/Lo... If you are thinking about working as a teacher it is much harder to get a job as many schools & language academies now require you to show / prove your qualifications. If necessary you may be asked to convailidate them within the spanish system. The same applies in many other areas such as law, nursing, medical qualifications. Also it is a good idea to find out what benefits you may have gained in the Netherlandsie such as social welfare entitlements. You may be able to transfer your stamps with an E311 and draw social welfare benefits if you don't find sufficient work in the beginning. This is based upon what you earned in Holland so do check it out and see. Make sure you get your E111 as this will entitle you to medical care whilst in Spain for one year. Depending on what field you want to work in it would be a good idea to check out the job situation or try to find out about your own area of expertise.Try and get in contact with others in your field to see if there is work etc.... in Madrid/ Barcalona/ the costas. You will pick up work but it may be more difficult to find a permenant or full time position and contracts( within teaching, health sector and law for example) are sometimes not worth the paper they are written on. Added to this the salary is much lower to what you would be use to in the Netherlands. You will notice this if / when you visit Holland as the wage difference really comes into play then. Added to this the pound is not as strong as it was against the euro in case you earn pounds now & does not go as far as it once did. If you can't find work in your area be prepared to turn your hand to anything from waitering to bar work etc... but if you don't have spanish you will be limited in the job market. Also it's not really a great time to buy a house or flat at the moment as prices are still quite high( as people try to recoup what they have invested in inflated house prices over the last few years), and you need to check out very carefully that what you are buying is legal or you will run into all sort of problems later on. These websites may be off some help : www.spanish-living.com www.idealspain.com www.andalucia.com/spain/working/home.h... www.spainexpat.com www.amazon.co.uk/Living-Working-Spain-... www.thinkspain.com/services/joboffers www.andalucia.com/law/tax.htm Make sure you check out the tax system as it is can be complicated and the individual is liable to fines if you do not comply with tax laws. It is possible to go down to your local tax office where the staff are usually quite helpful with simple queries. There is a freephone number for Agencia Tributaria 900 333 555 or try 901 200 345. Make sure you look at various areas, from the Costa del Sol,the Costa del Luz, Alicante, Murica. The Costa del Sol is not everybodies cup of tea so you must be very clear on what you want when you move to Spain. I hope this is of some use to you but remember it's not all sun, sea and party in Spain. The system is very differant to the U.K. and at times is very frustrating so be prepared for a change. As an Irish national living here for the last thirteen years I still find the "laid back attitude" very frustrating. It's best to know all the pros & cons before you make the move so take the time to inform yourself well. It will save you a lot of time queuing up in local offices. If your own your home , I'd hold onto it and rent it out until you are very certain that you are going to stay. Many people come here full of idealistic dreams which in the end never materialise or don't live up to their expectations. Best to know all the "ins" and "outs" before you really make the plunge.Good luck!!!
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